Benefits

Dental Insurance

RUSH offers two dental options the cover a variety of preventative, basic, major, and orthodontic services--Cigna PPO and Cigna HMO. Detailed information about the RUSH dental plans is available on the Employee Service Center (RUSH login required). RUSH pays the full cost for employee only coverage and offers you the opportunity to purchase coverage for your eligible spouse and/or child for an additional premium. 

Contact the Employee Service Center at 312-942-3456 if you have questions.

Discounts

PerkSpot provides a variety of personalized discounts, savings and rewards for all RUSH employees. It helps you save on everything from electronics, home goods, gym memberships, meal delivery, mortgages. You can register for no charge at www.rush.perkspot.com using your RUSH or personal email address and company code: rush.

Browse deals by brand or category to find the discounts for you and your family. Some of the brands offering hundreds of deals for RUSH employees are Adidas, AMC and Regal movie theaters, Bark Box, Columbia, Disney+, Door Dash, ProFlowers, Universal Orlando, and Verizon Wireless.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Education Assistance Benefit

As part of RUSH’s commitment to employee development and education, Residents may voluntarily participate in Education Assistance Benefits.

  • The Enhancement Program reimburses up to 90% eligible costs including tuition, fees and books for non-degree classes, workshops, seminars and conferences. Full-time employees may submit up to $1,000 per year; part-time employees may submit up to $500 per year. Residents and fellows are eligible beginning their date of hire at RUSH. However, expenses must be incurred after employment begins.

  • The RUSH University Internal Degree Program prepays tuition for up to nine credit hours per quarter for full-time employees (excluding medical school) and six credit hours for part-time employees. You are eligible for payment of undergraduate and graduate level coursework as of your date of hire at RUSH. However, expenses must be incurred after employment begins.

  • The Internal Degree Program for Dependents reimburses spouses or dependents of full-time employees for up to nine credit hours per term at RUSH University.

To submit a reimbursement request, visit the RUSH Tuition.io website (RUSH login required).

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Educational Stipend

House staff will receive an educational stipend added to their paycheck at the beginning of the academic year in a lump sum. First-year residents will receive $1500, and second-year and above house staff will receive $2000.

Flex Spending Accounts (FSAs) for medical, dependent care and transportation expenses

FSAs offer you a way to save money on a pre-tax basis to pay eligible health care, dependent care and commuter expenses. The money, through payroll deductions, goes into your accounts tax free as long as you follow IRS rules for how to use the money. Participation is voluntary and you have the opportunity to enroll in FSAs when you are first eligible, and each year during Open Enrollment you must make new health/dependent care FSA elections for the following year.

RUSH offers eligible employees several FSA options:

  • Health Care FSA: Set aside up to $3,200/year during Open Enrollment to pay for qualified medical, dental and vision expenses that are not covered by your benefits. You cannot participate in this FSA if you are enrolled in the RUSH HDHP with HSA.

  • Limited Purpose Health Care FSA: Set aside up to $3,200/year during Open Enrollment to pay for qualified dental and vision expenses that are not covered by your benefits. You must be enrolled in the RUSH HDHP with HSA to set up this type of account.

  • Dependent Care FSA: Set aside up to $5,000/year during Open Enrollment to pay for qualified daycare expenses for eligible children, spouse or parent.

  • Commuter FSA: Enroll, pause or update either or both accounts at any time:

    • Up to $315/month for a transit account to pay for eligible workplace mass transit expenses including subway, train, bus, etc.

    • Up to $315/month for a parking account to pay for parking at a non-RUSH garage.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Flexible Wellness Allowance

House staff will receive a stipend of $1200 per year for meals, added to their paychecks in four quarterly payments.

Health Insurance

RUSH offers three medical plan options – RUSH High Deductible Health Plan with Health Savings Account, RUSH Core Preferred Provider Organization, RUSH Exclusive Provider Organization. You and RUSH share the cost of coverage based on the option you choose and the coverage level you select – employee only, employee and child(ren), employee and spouse or employee and family.  The RUSH medical plan options are designed to save you money when you get care from RUSH providers and at RUSH facilities. Deductibles, copays, coinsurance, and out-of-pocket maximums are the lowest when you use RUSH providers. For help finding a RUSH provider, call 312-94-STAFF (78233).

Participation is voluntary and the first time you enroll a dependent, you must provide proof of their relationship with you. This may include marriage certificate, certificate of civil union, birth certificate or other appropriate legal documents. Failure to do so will result in your dependent(s) not being enrolled.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Individual Disability Insurance

Guaranteed Issue Individual Disability Insurance is available from The Standard. These policies include a True Own Occupation definition of disability for your medical specialty, among many other optional features, to maximize your financial protection. These policies are fully customizable regarding both benefit amounts and features in order to meet the varying needs of each resident and fellow. To learn more about this valuable program and evaluate your options, please email rushgme@crumhalsted.com or visit RUSH GME Disability Insurance Program.

Life Insurance

All house staff receive free $50,000 group term life insurance. Additional supplemental insurance up to five times your yearly salary is available for purchase at discounted group rates.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Loan Consolidation

The Office of Student Financial Aid is available to answer questions and assist you with loan consolidation and repayment issues.

Contact Office of Student Financial Aid, 440 Armour Academic Center, (312) 942-6256.

Paid and Unpaid Leave Benefits

To request a leave, house staff should contact their program director and GME, 403 Armour Academic Building, (312) 942-5495.

  • Parental Leave: House staff are eligible for up to six weeks of paid parental leave (see Salary Continuation and Medical Leave of Absence sections for more). Vacation may be used to extend leave. Leave requires departmental approval. Download forms from MedHub and send to the GME office when completed.
  • Caregiver Leave: House staff are eligible for up to six weeks of paid caregiver leave for the care of an immediate family member with a serious health condition. Vacation may be used to extend paid leave. Leave requires departmental approval. (see Medical Leave of Absence section for more). Leave requires departmental approval. Download forms from MedHub and send to the GME office when completed.
  • Salary Continuation Period: House staff may qualify for up to three months of leave with salary and benefits due to an extended illness or disability, including maternity-related disability, where appropriate under the Salary Continuation Period. The request for leave must include a physician’s explanation and necessary completed forms. Download the leave request in MedHub.
  • Medical Leave of Absence: House staff may use up to twelve weeks total leave to care for a spouse, parent, or child with a serious health condition, where appropriate and with a note from the individual’s or the individual’s spouse’s, parent’s or child’s treating physician. After available vacation and caregiver leave are exhausted, subsequent leave is unsalaried; however, the house staff may maintain benefits by paying the Health and Dental insurance premium contribution. The house staff can find the request form in MedHub.
  • Long-Term Disability: Long-term disability benefits begin after 90 days of continuous disability per the plan’s eligibility and benefit terms. After 45 days of short-term disability, a notice must be filed in order to accommodate processing time. For more information, call The Standard at 800-368-1135.

Parking

GME provides free garage parking at the medical center. House staff must pay a $30 deposit for the AVIT transponder, which is refunded upon return at clearance/graduation. Non-compliance with timely medical records dictation may put this benefit in jeopardy.

Contact GME, 403 Armour Academic Building, (312) 942-5495; RUSH parking garage, (312) 942-6594.

Post-Call Transportation

RUSH house staff are encouraged to use post-call transportation if they believe it would be unsafe to drive home due to extreme fatigue. GME will authorize reimbursement of up to $50 for a taxi, train ride, or ride share (Uber or Lyft) home. More information can be found in the Fatigued House Staff Transportation Policy located in MedHub.

Prescription Benefits

As part of the RUSH medical plan, you have coverage for prescription drugs regardless of the medical plan option you choose. How much you pay for each prescription depends on the medical plan chosen, the type of medication you need and where you purchase it.

You can purchase prescription drugs at a retail pharmacy, mail order or at RUSH’s pharmacy located in the Professional Building. If you purchase your prescription at the RUSH pharmacy, in the RUSH University Medical Center, you get a $3 prescription discount on a 30-day supply and a $9 prescription discount on a 90-day supply.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Retirement Savings Plan

The 403(b) Retirement Savings Plan is a long-term, pre-tax savings plan that allows you to save and invest money for future retirement needs.  You are automatically enrolled in this plan with a 6% of pay pre-tax contribution rate deducted from your paycheck. You have 45 days from your date of hire to opt out, or you can change the amount you save at any time. RUSH provides a dollar-for-dollar match on the first 6% of pay you save. You decide how to invest your contributions and are always 100% vested in any money you contribute to the plan. You are eligible to receive the matching contributions when you become vested in them after completing three years of vesting service at RUSH.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Sick Days

House staff may take up to five sick days per year at the discretion of their program director. Sick days are not subtracted from vacation time. See also Wellness Days.

Technology Stipend

House staff will receive a technology stipend of $600 per year to help cover work-related expenses associated with personal cell phones and mobile devices. House staff will receive the stipend in four installments in their paychecks. 

Vacation

House staff are eligible for the equivalent of four work weeks of vacation with pay. Vacation and/or educational leave must be scheduled by mutual agreement with the program director or designee.

Vision Service Plan

RUSH offers a vision plan which provides comprehensive coverage including eye exams and discounts on glasses or contact lenses.

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

We Care Grant

This grant provides up to $1000 of financial assistance for employees experiencing a temporary financial emergency due to a recent emergency event, such as a natural disaster, loss of a family member, or an extended leave of absence. House staff can create an account to apply. Assistance is at RUSH’s discretion. Contact ComPsych GuidanceResources at (877) 456-1324 to begin the application process

Detailed information about this benefit is available on the Employee Service Center (RUSH login required). Contact the Employee Service Center at 312-942-3456 if you have questions.

Wellness Days

House staff may take up to two wellness days per year to attend to medical, mental health and dental care appointments, including those scheduled during their working hours. Wellness days may also be taken when house staff are unable to attend work due to fatigue, illness, family emergencies, and parental leave. Wellness days are scheduled at the discretion of the program director. They are not subtracted from vacation time. See also Sick Days.